California Retirement Advisors
California Retirement Advisors is an independent wealth management firm specializing in the retirement planning needs of successful professionals, business owners and retirees. Founding partner Christian R. Cordoba and managing partner Roger J. Conde have worked in the financial industry since 1991.
“We take an objective centered investment approach to help clients identify a particular need (preservation, income or growth), then help them fill that need with the most appropriate combination of solutions available.”
What makes your firm stand out in this industry?
“There are very few financial firms that specialized in retirement planning 20 years ago. Today retirement has become somewhat of a cliché marketing word, and suddenly many firms have an arsenal of ‘investment’ advisors who have magically morphed into ‘retirement’ planners. But we are the real deal! We proactively prepared for this growing need by creating a proprietary advisory process uniquely designed for the wave of South Bay baby boomers who began turning age 70 as of 2016. Combine this knowledge and experience with the special understanding of people retiring in California where we have more longevity, higher property taxes, state income taxes, home values, cost of living and more active lifestyles than other states, and you see the benefit of working with our firm.”
What is your professional “secret weapon”?
“We have special resources that help leverage our expertise in retirement ‘distribution’ planning by focusing on those little-known tax rules people often overlook both during life and at death. Many financial practitioners focus on how to help people accumulate money without helping them think of how to preserve it upon taking the money out. Considering this exit strategy at the inception is a key differentiator toward effectively preserving wealth and helping California retirees maintain their standard of living.”
What’s the most common mistake people make with their money?
“Banking on any single investment company, strategy or philosophy. How do you avoid finding yourself in that situation? It all begins by working with a firm that has a planning process, believes in educating the consumer, helps set proper expectations and uses multiple solutions. We take an objective centered investment approach to help clients identify a particular need (preservation, income or growth), then help them fill that need with the most appropriate combination of solutions available.”
How do you give back to your community?
“Chris volunteers by providing financial education at no cost for the community on behalf of the Torrance Memorial Medical Center’s Professional Advisory Council and at both the Torrance and the Palos Verdes libraries.”
Advisory services offered through California Retirement Advisors and First Allied Advisory Services, Inc., Securities offered through First Allied Securities, Inc., A Registered Broker/Dealer, Member FINRA/SIPC. California Retirement Advisors is not affiliated with First Allied Securities or First Allied Advisory Services. CA Insurance Licenses #0B09076, #0B57717, #0F10518, and #0F10518.